Special financing with PayPal Credit is a great way to buy what you want. Look for offers – such as 6 months special financing when you spend $99 or more per transaction, during checkout with PayPal. You can take advantage of financing offers on multiple purchases up to your available credit line.
You can use PayPal Credit at most places PayPal is accepted – online and offline. To speed through checkout even faster, choose PayPal Credit during your account set up as your preferred payment method for PayPal purchases. Visit shopping.paypal.com to see a list of stores where you can use PayPal Credit.
Get more flexibility when you need to send money to friends and family. You can still send money in a few clicks with PayPal – and now when you choose PayPal Credit, you can pay later.
When you use PayPal Credit to send money, a flat fee of 2.9% + $0.30 USD per transaction is included in your payment total. This is the same fee you pay when you use a debit/credit card to send money through PayPal. If you’re sending money to friends or family, you can choose to add the fee to your total amount (which means you pay the fee), or have it deducted from the recipient’s amount (which means they pay the fee). If you’re sending money to pay for a purchase, the seller pays the fee.
Note: You cannot use PayPal Credit to send money to friends or family internationally. If you are sending money to pay for a purchase, you can use PayPal Credit as long as the currency selected is US dollars. You also cannot use PayPal Credit to send money on your mobile device just yet. Also, special financing offers do not apply to send money transactions.
You can review your purchase history, pay your balances, check promotional offers and see upcoming payment due dates through PayPal.com. PayPal Credit is paperless, so be sure to look for your monthly statement reminder by email.
With PayPal Credit, you can shop and pay for your purchases with confidence knowing your financial information is secure no matter how you choose to pay.
PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank and is available to US customers who are of legal age in their state of residence.
*The Annual Percentage Rate is 19.99%. Minimum interest charge is $2.00